# Risklytics

> Risklytics is a commercial insurance brokerage for companies that put AI to work, from software teams shipping agents to robot fleets working in the field.

Risklytics places commercial insurance programs for AI software companies, agent developers, and robotics companies. The application at https://app.risklytics.ai/ builds a broker-ready submission; licensed brokers place the program with carriers and read every form before anything binds. Risklytics is a Y Combinator company (Summer 2026 batch).

## Who we insure

- [AI Software & Agents](https://www.risklytics.ai/solutions/ai-software/): Models and agents doing customer work in production.
- [Robotics & Field Machines](https://www.risklytics.ai/solutions/robotics/): Machines working on customer sites and in the field.

## Coverage lines

- [General Liability](https://www.risklytics.ai/lines/liability/): Injuries and third-party property damage.
- [Tech E&O / Professional](https://www.risklytics.ai/lines/professional/): Your tech failing and costing a customer money.
- [Cyber Liability](https://www.risklytics.ai/lines/cyber/): Hacks, breaches and stolen data.
- [Directors & Officers](https://www.risklytics.ai/lines/management/): Leadership decisions and investor suits.
- [Commercial Property](https://www.risklytics.ai/lines/property/): Your buildings, offices and contents.
- [Equipment / Inland Marine](https://www.risklytics.ai/lines/equipment/): Robots and rigs, in transit and on site.
- [Workers' Compensation](https://www.risklytics.ai/lines/workers-comp/): Your team, injured on the job.
- [Umbrella / Excess](https://www.risklytics.ai/lines/umbrella/): Extra limits for demanding contracts.

## Guides

- [Insurance for AI startups](https://www.risklytics.ai/guides/insurance-for-ai-startups/): What commercial insurance an AI company needs and where standard tech policies fall short.
- [Insurance for robotics companies](https://www.risklytics.ai/guides/insurance-for-robotics-companies/): How to insure robots and autonomous machines that work on customer sites.
- [The startup insurance checklist](https://www.risklytics.ai/guides/startup-insurance-checklist/): Which insurance an early-stage startup needs at each milestone.
- [AI liability, explained](https://www.risklytics.ai/guides/ai-liability-explained/): Who is liable when an AI system causes a loss, and which insurance lines respond.
- [Decoding a contract's insurance requirements](https://www.risklytics.ai/guides/contract-insurance-requirements/): How to read the insurance clause in a customer contract or lease, and what is negotiable.
- [Mid-term contracts and your coverage](https://www.risklytics.ai/guides/mid-term-contracts-coverage/): Whether an existing policy covers contracts signed mid-term, and where the real gaps are.
- [Why robotics applications get declined](https://www.risklytics.ai/guides/why-applications-get-declined/): What a declination means and how the same company gets placed on the second try.

## Company

- [Packages](https://www.risklytics.ai/packages/): Ready-made coverage starting points; pick the closest match and adjust every line before broker review.
- [Pricing](https://www.risklytics.ai/pricing/): How premiums work and what you pay a broker.
- [For Insurers](https://www.risklytics.ai/markets/): For underwriters, MGAs, and wholesalers with appetite for AI-native risk.
- [About](https://www.risklytics.ai/about/): A commercial insurance brokerage for companies that put AI to work, backed by Y Combinator and based in San Francisco.
- [News](https://www.risklytics.ai/news/): Announcements, including joining Y Combinator.
- [Contact](https://www.risklytics.ai/contact/): Questions about an application, an account, or anything else — hello@risklytics.ai