Professional services

Accountants & bookkeepers

CPAs, accountants, tax preparers, and bookkeepers.

Why it needs cover

The exposure

Errors like a missed filing or bad advice that causes client financial loss drive E&O claims; cyber matters because firms hold sensitive financial and SSN data.

What we place

Coverages this class usually needs

Professional liability / E&OOften (contract)

Accounting errors and negligenceCore financial-advice exposure

CyberOptional

Breach of financial/SSN dataSensitive data holdings

General liabilityOften (lease)

Premises/third-partyOffice visits

Business owners policy (BOP)Optional

GL + property bundleOffice/equipment

What it costs

National benchmark premiums

Rated on: Annual revenue and headcount

General liability

finance/accounting GL is a low-hazard class

Professional liability / E&O

$42-$45/mo (CPAs $45/mo)

Cyber

finance businesses average $59/mo

Total annual (typical)

roughly $700-$1,800/yr for a small firm

Pricing figures are national typical or median ranges for small operators at commonly quoted limits, drawn from the published sources named on each page. They are budgeting benchmarks, not quotes. Your premium depends on state, payroll, revenue, limits, deductible, and loss history.

Sources: Insureon (Accounting / CPA / Cyber cost).

When it goes E&S

Where this risk gets hard to place

Audit work, SEC/regulated clients, and prior malpractice claims can require specialty accountant E&O markets.

Contact

Talk to us about Accountants & bookkeepers.

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