Catering
Caterers preparing and serving food off-site at events and venues.
The exposure
Caterers face foodborne-illness claims, off-site injury and property-damage exposure at client venues, and often alcohol service. Venues typically require GL naming them as additional insured.
Coverages this class usually needs
National benchmark premiums
Rated on: Annual revenue
Pricing figures are national typical or median ranges for small operators at commonly quoted limits, drawn from the published sources named on each page. They are budgeting benchmarks, not quotes. Your premium depends on state, payroll, revenue, limits, deductible, and loss history.
Sources: Insureon (Food & Beverage / Commercial Auto cost); TechInsurance.
Where this risk gets hard to place
Large-event alcohol service and prior foodborne-illness losses can move caterers to specialty markets.
Talk to us about Catering.
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