Cleaning & janitorial
Residential house cleaners and commercial janitorial contractors.
The exposure
Cleaners damage or are accused of damaging/stealing client property (care, custody, control) and cause slip-and-fall injuries. Bonding is often required, and GL excludes items in your care without bailee coverage.
Coverages this class usually needs
National benchmark premiums
Rated on: Payroll (WC) and revenue (GL)
Pricing figures are national typical or median ranges for small operators at commonly quoted limits, drawn from the published sources named on each page. They are budgeting benchmarks, not quotes. Your premium depends on state, payroll, revenue, limits, deductible, and loss history.
Sources: Insureon (Cleaning/Janitorial/House Cleaning cost).
Where this risk gets hard to place
Post-construction, biohazard, and high-value-property cleaning plus theft losses can move accounts to specialty markets.
Talk to us about Cleaning & janitorial.
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