Consultants
Management, business, and independent consultants advising clients.
The exposure
The dominant exposure is a client alleging that advice caused financial loss (professional liability/E&O); GL and cyber address premises and data risks.
Coverages this class usually needs
National benchmark premiums
Rated on: Annual revenue and headcount
Pricing figures are national typical or median ranges for small operators at commonly quoted limits, drawn from the published sources named on each page. They are budgeting benchmarks, not quotes. Your premium depends on state, payroll, revenue, limits, deductible, and loss history.
Sources: Insureon (Consulting Business Insurance cost).
Where this risk gets hard to place
High-stakes advisory (M&A, regulated industries) and prior E&O losses can require specialty professional-liability markets.
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