Home health care
Agencies providing medical and non-medical care in patients' homes.
The exposure
In-home care creates professional-liability (care errors), abuse/molestation, auto (driving to homes), and heavy workers comp exposure from caregiver injuries.
Coverages this class usually needs
National benchmark premiums
Rated on: Payroll and revenue
Pricing figures are national typical or median ranges for small operators at commonly quoted limits, drawn from the published sources named on each page. They are budgeting benchmarks, not quotes. Your premium depends on state, payroll, revenue, limits, deductible, and loss history.
Sources: Insureon (Home Health Care cost); TechInsurance.
Where this risk gets hard to place
Skilled-nursing scope, abuse/molestation exposure, and adverse WC loss history can require specialty healthcare markets.
Talk to us about Home health care.
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