Mental health counselors
Therapists, counselors, and psychologists in private or group practice.
The exposure
Professional liability covers claims of improper treatment, breach of confidentiality, or boundary issues; cyber protects sensitive records.
Coverages this class usually needs
National benchmark premiums
Rated on: Revenue and claims history
Pricing figures are national typical or median ranges for small operators at commonly quoted limits, drawn from the published sources named on each page. They are budgeting benchmarks, not quotes. Your premium depends on state, payroll, revenue, limits, deductible, and loss history.
Sources: Insureon (Mental Health Counselor / Therapy cost).
Where this risk gets hard to place
Higher-acuity practice (substance abuse, inpatient) and prior claims can require specialty markets; most solo counselors stay admitted.
Talk to us about Mental health counselors.
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