Property management firms
Firms managing residential or commercial properties on behalf of owners.
The exposure
Managers face E&O (mismanagement, tenant-screening, habitability claims), GL for managed premises, and EPLI/cyber for staff and tenant data.
Coverages this class usually needs
National benchmark premiums
Rated on: Revenue and units managed
Pricing figures are national typical or median ranges for small operators at commonly quoted limits, drawn from the published sources named on each page. They are budgeting benchmarks, not quotes. Your premium depends on state, payroll, revenue, limits, deductible, and loss history.
Sources: Insureon (Property Management / Real Estate cost).
Where this risk gets hard to place
Habitability litigation, fair-housing claims, and large managed portfolios can require specialty real estate E&S markets.
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