Professional services

Real estate agents

Residential and commercial real estate agents and brokers.

Why it needs cover

The exposure

E&O covers claims of misrepresentation, nondisclosure, or negligence in transactions; GL covers open-house and premises injury.

What we place

Coverages this class usually needs

Professional liability / E&OOften (broker/contract)

Misrepresentation/nondisclosure claimsCore transaction exposure

General liabilityOften (lease)

Open-house/premises injuryPublic showings

CyberOptional

Wire-fraud and client-data breachTransaction data/funds

Commercial auto / HNOAOften

Driving clientsFrequent driving

What it costs

National benchmark premiums

Rated on: Gross commission income / revenue

General liability

$33/mo

Professional liability / E&O

agents/brokers E&O $59/mo ($708/yr); broader real estate E&O $68/mo

Total annual (typical)

roughly $700-$1,500/yr for a solo agent

Pricing figures are national typical or median ranges for small operators at commonly quoted limits, drawn from the published sources named on each page. They are budgeting benchmarks, not quotes. Your premium depends on state, payroll, revenue, limits, deductible, and loss history.

Sources: Insureon; TechInsurance.

When it goes E&S

Where this risk gets hard to place

Commercial/appraisal work, property management add-ons, and prior E&O claims can push placement to specialty markets.

Contact

Talk to us about Real estate agents.

Send the basics once. Our team and our AI agents route your risk to carriers with genuine appetite, package the submission, and handle the carrier follow-up.