Salons & barbershops
Hair salons, barbershops, and personal-care shops providing hands-on services.
The exposure
Hands-on services create injury claims (burns, chemical reactions, cuts) alongside client slip-and-fall and property exposure. Professional liability covers service-related harm that GL does not.
Coverages this class usually needs
National benchmark premiums
Rated on: Annual revenue and headcount
Pricing figures are national typical or median ranges for small operators at commonly quoted limits, drawn from the published sources named on each page. They are budgeting benchmarks, not quotes. Your premium depends on state, payroll, revenue, limits, deductible, and loss history.
Sources: Insureon (Salon and Cosmetology cost); Homebase.
Where this risk gets hard to place
Medical spa / laser / injectables scope raises professional-liability exposure and can require specialty placement.
Talk to us about Salons & barbershops.
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