Ember|Wildfire
Fire spread and ember exposure reaching each structure, and the house-to-house spread that follows.
Fuels, wind, slope, embers
Models
Five perils on one model of the home.
Every model runs on the same per-structure model of every US home, so a score belongs to the address and not the ZIP code around it. Each peril reads the home and its surroundings, then runs its own physics.
Tide|Flood
Storm water routed over real terrain to a depth at the structure, and the damage that depth does.
Terrain, rainfall, depth
Gale|Wind
Hurricane and severe-wind fields against the specific roof, openings, and exposure.
Wind field, roof, openings
Rift|Earthquake
Ground motion through published fragility curves for the construction type and era.
Ground motion, fragility, era
Torrent|Debris flow
Post-fire slopes shedding mud and rock toward the homes the burn left standing.
Burn scar, slope, runout
Aegis|Retrofit
Models how each retrofit changes a structure's risk — the effect of hardening measures on modeled loss.
Roof, vents, zone 0, siding
Get access
Run the five models on your book.
Score a portfolio of addresses across all five perils and return a per-structure result for each one.