State · Michigan · 21 filings opened
Michigan: 5 insurers exclude AI.
GL Approved / filedUmbrella Approved / filedBOP PendingCyber Approved / filed
Insurers on file
- Great American Insurance Group (American Financial Group)13/52Own form
Farm, Umbrella & excess
- Illinois Casualty Company (Keystone National)2/52On file
Umbrella & excess
- The Hartford23/52Own form
General liability
- Tokio Marine11/52Own form
Umbrella & excess, General liability
- Utica National Insurance Group17/52Own form
BOP & package
This jurisdiction
Every filing read for Michigan
| Carrier | Program | Forms | Status | Disposition date |
|---|---|---|---|---|
| Selective Insurance Group | '2025 GL Multistate Forms - Adopt' (40-41 filings per FilingFocus) alongside non-adoption filings (row 48) | Forms Not Itemized | Acknowledged (bureau filing) | 2026-02-19 |
| Utica National Insurance Group | 'Adopting GENERAL LIABILITY 2025 MULTISTATE' (UTCX-134752161) and 'Adopt LI-CL-2025-080 (GL/CU/BOP)' bureau adoption filings | Forms Not Itemized | Acknowledged (bureau filing) | 2025-11-25 |
| Selective Insurance Group | 'Non Adoption of ISO's 2025 Multistate Revisions' (Dec 2025 - Mar 2026); 'Non adoption of ISO's GL Multistate Forms Revision' (Sep 2026) | Forms Not Itemized / Not Opened | Acknowledged (non-adoption) | |
| Tokio Marine / Philadelphia Insurance Companies | 'GL-2025-OFR25 Non Adoption' (filing type 'Non Adopt - Delayed Adopt Bureau Filing' in PA); also 'GL-2026-OFR1 Non Adoption' (Sep 2026, non-AI revision) | Forms Not Itemized / Not Opened | Acknowledged (non-adoption) | |
| W. R. Berkley Corporation (regional companies) | 'GL Multistate 2026 Non-Adopt ISO Form and Rule Revision - FMRU (AIC)' (BNIC-134803509, -134803533); 'Umbrella Multistate 2026 Non Adopt ISO Form and Rule Revis | Forms Not Itemized | Acknowledged (non-adoption) | 2025-12-30 |
| Zurich North America | 'General Liability Delay Adoption of ISO Form and Rule Revision (GL-2025-OFR25)' | Forms Not Itemized | Acknowledged (non-adoption) | 2025-11-03 |
| AAIS - advisory organization | Artisans program (Businessowners) - product 'Artisans' (2 forms: GenAI exclusion and human trafficking exclusion; filing memo 'AP-Form Memo-GAI - HT-CT') | AP 7000 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-09-14 |
| Great American Insurance Group (American Financial Group) | AgriPak farm program - '25529 - AgriPak Miscellaneous Liability Forms Filing' (7 forms: GenAI x2, war, human trafficking, assault or battery, litigation funding | Al 76 83 Exclusion - Generative Artificial Intelligence, Al 76 84 Exclusion - Generative Artificial Intelligence (Coverage I Only) | Approved / filed | 2026-02-17 |
| Great American Insurance Group (American Financial Group) | Commercial Umbrella / Excess - 'Umbrella Optional Endorsements 01-26' (product 25371) | Ums 20 05 Generative Artificial Intelligence - Exclusion, Umu 20 45 Generative Artificial Intelligence - Exclusion | Approved / filed | 2025-11-05 |
| Illinois Casualty Company (Keystone National) | 'General Liability ISO Adoption' (3 forms) and 'Commercial Umbrella ISO Adoption' (2 forms) | Forms Not Itemized (Michigan Bureau Filing Types), The Form/rule Versions ILCC-135067855 / -135067874 Were Rejected and ILCC-135038729 / -135041625 Withdrawn | Approved / filed | 2026-09-11 |
| ISO (Verisk) - advisory organization | Cyber: multistate forms filing CY-2026-OFR26 (3 forms) | CY 20 85 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-06-08 |
| ISO (Verisk) - advisory organization | Commercial General Liability: multistate forms filing GL-2025-OFR25 (rules companion GL-2025-ORU25) | CG 35 08 Exclusion - Generative Artificial Intelligence, CG 40 47 Exclusion - Generative Artificial Intelligence, CG 40 48 Exclusion - Generative Artificial Intelligence (Coverage B Only) | Approved / filed | 2025-07-31 |
| ISO (Verisk) - advisory organization | Commercial Umbrella / Excess: multistate forms filing CU-2025-OMMFR (ISO also filed a separate CU-2025-OFR25 with no AI forms) | CU 34 69 Exclusion - Generative Artificial Intelligence, CU 34 70 Exclusion - Generative Artificial Intelligence (Coverage B Only), CX 34 12 Exclusion - Generative Artificial Intelligence | Approved / filed | 2025-07-31 |
| Safety National (Tokio Marine) | ISO GL 2025 forms adoption (FL 25-043836); CT filing '1-SN-GL-F-26-CT' cites ISO circular LI-GL-2025-283 | Forms Not Itemized | Approved / filed | 2025-08-27 |
| The Hartford | Commercial General Liability - product 'General Liability - Gen AI & ISO 2025 Forms/Rules' (adopts ISO 2025 GL rules; uses proprietary AI exclusions instead of | Forms Not Itemized (Michigan Bureau Filing Types) | Approved / filed | 2026-07-02 |
| Tokio Marine America | Commercial Umbrella - product 'Commercial Umbrella Exclusion' (4 forms) | U 1 21 113 Generative Artificial Intelligence Exclusion | Approved / filed | 2026-06-03 |
| Utica National Insurance Group | Businessowners - product 'BOP - Punitive Damage Exclusion, Generative Artificial Intelligence Exclusion, and Third-Party Litigation Funding Disclosure' | 8-E-4460 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-03-18 |
| Intact Insurance Specialty Solutions (Intact Financial) | Umbrella - product 'Umbrella - ISO 2025 Multistate Revisions and Proprietary Changes' | None on File (Form Filing Rejected) | Disapproved | 2026-01-06 |
| Selective Insurance Group | 'Non Adoption of ISO's 2025 Multistate Revisions' (Dec 2025 - Mar 2026); 'Non adoption of ISO's GL Multistate Forms Revision' (Sep 2026) | Forms Not Itemized | Disapproved | 2026-09-08 |
| ISO (Verisk) - advisory organization | Businessowners: multistate forms filing BP-2026-OFR26 | BP 18 41 Exclusion - Generative Artificial Intelligence | Pending | |
| Tokio Marine / Philadelphia Insurance Companies | 'GL-2025-OFR25 Non Adoption' (filing type 'Non Adopt - Delayed Adopt Bureau Filing' in PA); also 'GL-2026-OFR1 Non Adoption' (Sep 2026, non-AI revision) | Forms Not Itemized | Pending |
https://www.risklytics.ai/ai-exclusions/states/mi/
Information reflects publicly available state insurance filing records as of September 16, 2026. Insurer names are trademarks of their respective owners; we use them here only to identify filings. Opinions about insurers, their forms and their exclusions are Risklytics' own. Always verify current details with the insurer or your broker before making coverage decisions.