State · Michigan · 21 filings opened
Michigan: 5 insurers exclude AI.
GL Approved / filedUmbrella Approved / filedBOP PendingCyber Approved / filed
Insurers on file
- Great American Insurance Group (American Financial Group)13/52Own form
Farm, Umbrella & excess
- Illinois Casualty Company (Keystone National)2/52On file
Umbrella & excess
- The Hartford23/52Own form
General liability
- Tokio Marine11/52Own form
Umbrella & excess, General liability
- Utica National Insurance Group17/52Own form
BOP & package
This jurisdiction
Every filing read for Michigan
| Carrier | Program | Forms | Status | Disposition date |
|---|---|---|---|---|
| Selective Insurance Group | '2025 GL Multistate Forms - Adopt' (40-41 filings per FilingFocus) alongside non-adoption filings (row 48) | Forms Not Itemized | Acknowledged (bureau filing) | 2026-02-19 |
| Utica National Insurance Group | 'Adopting GENERAL LIABILITY 2025 MULTISTATE' (UTCX-134752161) and 'Adopt LI-CL-2025-080 (GL/CU/BOP)' bureau adoption filings | Forms Not Itemized | Acknowledged (bureau filing) | 2025-11-25 |
| Selective Insurance Group | 'Non Adoption of ISO's 2025 Multistate Revisions' (Dec 2025 - Mar 2026); 'Non adoption of ISO's GL Multistate Forms Revision' (Sep 2026) | Forms Not Itemized / Not Opened | Acknowledged (non-adoption) | |
| Tokio Marine / Philadelphia Insurance Companies | 'GL-2025-OFR25 Non Adoption' (filing type 'Non Adopt - Delayed Adopt Bureau Filing' in PA); also 'GL-2026-OFR1 Non Adoption' (Sep 2026, non-AI revision) | Forms Not Itemized / Not Opened | Acknowledged (non-adoption) | |
| W. R. Berkley Corporation (regional companies) | 'GL Multistate 2026 Non-Adopt ISO Form and Rule Revision - FMRU (AIC)' (BNIC-134803509, -134803533); 'Umbrella Multistate 2026 Non Adopt ISO Form and Rule Revis | Forms Not Itemized | Acknowledged (non-adoption) | 2025-12-30 |
| Zurich North America | 'General Liability Delay Adoption of ISO Form and Rule Revision (GL-2025-OFR25)' | Forms Not Itemized | Acknowledged (non-adoption) | 2025-11-03 |
| AAIS - advisory organization | Artisans program (Businessowners) - product 'Artisans' (2 forms: GenAI exclusion and human trafficking exclusion; filing memo 'AP-Form Memo-GAI - HT-CT') | AP 7000 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-09-14 |
| Great American Insurance Group (American Financial Group) | AgriPak farm program - '25529 - AgriPak Miscellaneous Liability Forms Filing' (7 forms: GenAI x2, war, human trafficking, assault or battery, litigation funding | Al 76 83 Exclusion - Generative Artificial Intelligence, Al 76 84 Exclusion - Generative Artificial Intelligence (Coverage I Only) | Approved / filed | 2026-02-17 |
| Great American Insurance Group (American Financial Group) | Commercial Umbrella / Excess - 'Umbrella Optional Endorsements 01-26' (product 25371) | Ums 20 05 Generative Artificial Intelligence - Exclusion, Umu 20 45 Generative Artificial Intelligence - Exclusion | Approved / filed | 2025-11-05 |
| Illinois Casualty Company (Keystone National) | 'General Liability ISO Adoption' (3 forms) and 'Commercial Umbrella ISO Adoption' (2 forms) | Forms Not Itemized (Michigan Bureau Filing Types), The Form/rule Versions ILCC-135067855 / -135067874 Were Rejected and ILCC-135038729 / -135041625 Withdrawn | Approved / filed | 2026-09-11 |
| ISO (Verisk) - advisory organization | Cyber: multistate forms filing CY-2026-OFR26 (3 forms) | CY 20 85 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-06-08 |
| ISO (Verisk) - advisory organization | Commercial General Liability: multistate forms filing GL-2025-OFR25 (rules companion GL-2025-ORU25) | CG 35 08 Exclusion - Generative Artificial Intelligence, CG 40 47 Exclusion - Generative Artificial Intelligence, CG 40 48 Exclusion - Generative Artificial Intelligence (Coverage B Only) | Approved / filed | 2025-07-31 |
| ISO (Verisk) - advisory organization | Commercial Umbrella / Excess: multistate forms filing CU-2025-OMMFR (ISO also filed a separate CU-2025-OFR25 with no AI forms) | CU 34 69 Exclusion - Generative Artificial Intelligence, CU 34 70 Exclusion - Generative Artificial Intelligence (Coverage B Only), CX 34 12 Exclusion - Generative Artificial Intelligence | Approved / filed | 2025-07-31 |
| Safety National (Tokio Marine) | ISO GL 2025 forms adoption (FL 25-043836); CT filing '1-SN-GL-F-26-CT' cites ISO circular LI-GL-2025-283 | Forms Not Itemized | Approved / filed | 2025-08-27 |
| The Hartford | Commercial General Liability - product 'General Liability - Gen AI & ISO 2025 Forms/Rules' (adopts ISO 2025 GL rules; uses proprietary AI exclusions instead of | Forms Not Itemized (Michigan Bureau Filing Types) | Approved / filed | 2026-07-02 |
| Tokio Marine America | Commercial Umbrella - product 'Commercial Umbrella Exclusion' (4 forms) | U 1 21 113 Generative Artificial Intelligence Exclusion | Approved / filed | 2026-06-03 |
| Utica National Insurance Group | Businessowners - product 'BOP - Punitive Damage Exclusion, Generative Artificial Intelligence Exclusion, and Third-Party Litigation Funding Disclosure' | 8-E-4460 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-03-18 |
| Intact Insurance Specialty Solutions (Intact Financial) | Umbrella - product 'Umbrella - ISO 2025 Multistate Revisions and Proprietary Changes' | None on File (Form Filing Rejected) | Disapproved | 2026-01-06 |
| Selective Insurance Group | 'Non Adoption of ISO's 2025 Multistate Revisions' (Dec 2025 - Mar 2026); 'Non adoption of ISO's GL Multistate Forms Revision' (Sep 2026) | Forms Not Itemized | Disapproved | 2026-09-08 |
| ISO (Verisk) - advisory organization | Businessowners: multistate forms filing BP-2026-OFR26 | BP 18 41 Exclusion - Generative Artificial Intelligence | Pending | |
| Tokio Marine / Philadelphia Insurance Companies | 'GL-2025-OFR25 Non Adoption' (filing type 'Non Adopt - Delayed Adopt Bureau Filing' in PA); also 'GL-2026-OFR1 Non Adoption' (Sep 2026, non-AI revision) | Forms Not Itemized | Pending |
https://www.risklytics.ai/ai-exclusions/states/mi/