What is inland marine insurance, and why is it the robotics line?

The name is a holdover from cargo insurance. Today it means property coverage that follows equipment away from your premises: in transit, at jobsites, on pilots and demos. That movable-equipment shape is exactly how robot fleets operate.

Is our hardware covered while it ships to a customer?

Transit is a core part of what this line covers. Scheduled equipment is protected between locations, which matters when a single crated unit can represent months of build time.

What if a customer's forklift crushes our demo unit at their warehouse?

Accidental damage to your scheduled equipment at a customer site is the claim this line answers first, with the carrier then pursuing the responsible party. Without it, that loss waits on the customer's insurer and your legal leverage.

Our property policy covers contents. Isn't that enough?

Only while the equipment sits at your own location. The day a unit leaves for a pilot, most property forms stop following it, and the gap is precisely where robotics companies take their losses.

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Coverage line

Equipment (Inland Marine)

Covers robots, rigs and gear in transit and on jobsites, wherever they work.

What it typically covers

Equipment away from your premises: jobsites, pilots, demos
Gear in transit between locations
Theft and accidental damage to scheduled equipment
Customer-site deployments of your hardware

A claim it answers

A demo unit worth six figures is crushed in a forklift accident at a customer warehouse the week before your pilot starts.

Where it fits

Built for hardware and robotics companies whose most valuable assets leave the building. Property policies usually stop at your own walls, and this line covers the equipment wherever it goes.

Common questions

What is inland marine insurance, and why is it the robotics line?: The name is a holdover from cargo insurance. Today it means property coverage that follows equipment away from your premises: in transit, at jobsites, on pilots and demos. That movable-equipment shape is exactly how robot fleets operate.
Is our hardware covered while it ships to a customer?: Transit is a core part of what this line covers. Scheduled equipment is protected between locations, which matters when a single crated unit can represent months of build time.
What if a customer's forklift crushes our demo unit at their warehouse?: Accidental damage to your scheduled equipment at a customer site is the claim this line answers first, with the carrier then pursuing the responsible party. Without it, that loss waits on the customer's insurer and your legal leverage.
Our property policy covers contents. Isn't that enough?: Only while the equipment sits at your own location. The day a unit leaves for a pilot, most property forms stop following it, and the gap is precisely where robotics companies take their losses.

Start your application See it inside a package

Robots and rigs, in transit and on site.

Also placed with

This page describes a line of coverage in general terms. It is not an offer of insurance and not evidence of coverage. Carrier appetite, policy wording, licensing, and availability govern every quote and every claim.