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Guides
Plain answers to what founders ask about insuring robots, models, drones, prototypes and spacecraft. Each guide opens with the short answer and cites its numbers.
- 01Guide
Drone insurance for manufacturers and operators
Why a drone company's liability sits on an aviation form instead of standard general liability, what a manufacturer buys versus a Part 107 operator, and what the sourced pilot-level prices say about cost.
- 02Guide
Product liability for hardware startups
What product liability covers for a company that ships hardware, why policies written for finished goods can exclude prototypes, and what demos, contract manufacturers and enterprise buyers ask you to carry.
- 03Guide
The certificate of insurance, explained for founders
What a certificate of insurance is, what each box means, what additional insured and waiver of subrogation actually change, how fast one issues, and what to watch for before you send it.
- 04Guide
Your renewal added an AI exclusion. Now what?
How to read a generative or absolute AI exclusion on a renewal, the steps to take before the renewal date, what a buy-back costs, and where affirmative AI coverage comes from.
- 05Guide
Insurance for AI agents
How to insure an AI agent that takes actions inside customer systems: which lines respond to a wrong action at scale, what tech E&O does and does not do for agents, and what to document before you apply.
- 06Guide
Insurance for a pilot program at a customer site
What the insurance exhibit attached to a warehouse, hospital, utility or factory pilot usually asks for, what is negotiable, how long the certificate takes, and what the pilot agreement should say about the unit.
- 07Guide
Insurance for humanoid robots
How a humanoid robot is insured: what bipedal machines in human spaces change for an underwriter, which lines respond, who holds liability when a model drives the body, and what the file needs to show.
- 08Guide
Decoding a contract's insurance requirements
How to read the insurance clause in a customer contract or lease: what each required line and limit means by counterparty, what additional insured actually asks for, and what is negotiable.
- 09Guide
Mid-term contracts and your coverage
Whether a policy bought in January covers the contract you sign in June: where coverage extends automatically, where the real gaps are, and what to check before signing.
- 10Guide
Why robotics applications get declined
What a declination actually means for a robotics, drone, autonomous-vehicle or hardware company, where each segment trips the wire, and how the same company gets placed on the second try.
- 11Guide
Insurance for AI startups
What commercial insurance an AI company actually needs, which lines respond when a model or agent causes a loss, what the program costs, and where AI exclusions change the answer.
- 12Guide
Insurance for robotics companies
The lines a robotics startup needs before its first customer deployment, with typical contract limits, the segments underwriters treat differently, and where 2026 AI exclusions reach robots.
- 13Guide
The startup insurance checklist
Which insurance an early-stage startup needs at each milestone and each funding stage, from first lease to Series B, and what each certificate request actually means.
- 14Guide
AI liability, explained
Who is liable when an AI system causes a loss: how model providers' terms push liability to deployers, which insurance lines respond, and where AI exclusions change the answer.