State · North Dakota · 5 filings opened
North Dakota: 3 insurers exclude AI.
GL Approved / filedUmbrella Approved / filedBOP UnknownCyber Approved / filed
Insurers on file
- The Hartford37/52Own form
Umbrella & excess, General liability
- Utica National Insurance Group37/52Own form
Professional
- Zurich North America36/52On file
General liability
This jurisdiction
Every filing read for North Dakota
| Carrier | Program | Forms | Status | Disposition date |
|---|---|---|---|---|
| Tokio Marine / Philadelphia Insurance Companies | 'GL-2025-OFR25 Non Adoption' (filing type 'Non Adopt - Delayed Adopt Bureau Filing' in PA); also 'GL-2026-OFR1 Non Adoption' (Sep 2026, non-AI revision) | Forms Not Itemized / Not Opened | Acknowledged (non-adoption) | |
| The Hartford | Spectrum (small commercial BOP/package) and Spectrum umbrella - product 'Spectrum - Exclusion - Generative Artificial Intelligence' | SL 21 29 09 26 Exclusion - Generative Artificial Intelligence, SL 21 30 09 26 Exclusion - Generative Artificial Intelligence (Personal and Advertising Injury Only), SU 21 16 09 26 Exclusion - Generative Artificial Intelligence, SU 21 22 09 26 Exclusion - Generative Artificial Intelligence (Personal and Advertising Injury Only) | Approved / filed | 2026-07-07 |
| The Hartford | Commercial General Liability - product 'General Liability - Gen AI & ISO 2025 Forms/Rules' (adopts ISO 2025 GL rules; uses proprietary AI exclusions instead of | Forms Not Itemized / Not Opened | Approved / filed | |
| Utica National Insurance Group | Professional E&O (17.2019) - product 'Litigation Funding Mutual Disclosure and Generative Artificial Intelligence Exclusion' (also 'Protector' agents E&O and li | 14-E-1145 Exclusion - Generative Artificial Intelligence (Edition Not Shown in Pdf Name 14E1145.pdf) | Approved / filed | 2026-03-05 |
| Zurich North America | 'Multistate General Liability Adoption of ISO Form and Rule Revision (GL-2025-OFR25 & GL-2025-ORU25)' | Forms Not Itemized / Not Opened | Approved / filed |
https://www.risklytics.ai/ai-exclusions/states/nd/
Information reflects publicly available state insurance filing records as of September 16, 2026. Insurer names are trademarks of their respective owners; we use them here only to identify filings. Opinions about insurers, their forms and their exclusions are Risklytics' own. Always verify current details with the insurer or your broker before making coverage decisions.