Why it matters for your company
A company that commissions drone surveys can be named in a suit after a contractor's crash, even though it never owned or flew the aircraft. Non-owned aviation liability answers that claim for the company.
It does not replace the contractor's own insurance. Contracts with drone service providers should still require aviation liability from them, with your company named as additional insured.
Related terms
- Aviation liabilityLiability insurance written on an aviation form for injury and property damage caused by operating aircraft, including drones. It fills the gap the general liability aircraft exclusion leaves.
- Aircraft exclusionThe clause in a standard general liability policy that removes injury or damage arising from owning, operating or entrusting an aircraft. Drones fall inside it unless the policy says otherwise.
- Additional insuredA person or company added to your policy by endorsement so they can claim under it too, usually a landlord or customer whose contract asks for it. They get a right to defense and payment for claims arising from your work, within the limits of the endorsement.