Overview
Risklytics has been accepted into Y Combinator’s Summer 2026 batch. We both went full time this month, and we’re spending the summer in San Francisco.
We’re building an insurance brokerage for companies that put AI to work. Some are software teams running agents in production. Others put machines to work in the field.
Today these companies buy insurance the way everyone else does. A broker sends an application out, quotes come back on standard forms, and nobody reads the fine print until there’s a claim. The standard forms were written before any of this technology existed. Carriers have started filing AI exclusions, and a generalist broker won’t notice one sitting in a quote.
That’s the job we want. We understand this risk in a way a generalist can’t, and we know which carriers have real appetite for it. Before a client binds anything, we read every endorsement and every exclusion on the quote.
The plan
Right now that means getting licensed, state by state, starting where our clients operate, and building relationships with the carriers and wholesalers that want this risk on their books. The first placements will be handled by the two of us, end to end.
If part of your work is done by AI and you’re not sure what your policy actually covers, write to us. We read the paper for a living.
— Sam & Alex
For companies putting AI to work
Tell us what you’re building. We’ll take it to market.
About Risklytics
Risklytics is a commercial insurance brokerage for companies that put AI to work, from software teams to robot fleets. The company is backed by Y Combinator and based in San Francisco.