State · Florida · 26 filings opened
Florida: 16 insurers exclude AI.
GL Approved / filedUmbrella Approved / filedBOP PendingCyber Approved / filed
Insurers on file
- AIG12/52Own form
BOP & package
- Allianz Commercial (Allianz Global Risks US)11/52Own form
Umbrella & excess
- AmTrust Financial11/52Own form
Umbrella & excess
- AXA XL11/52Own form
Umbrella & excess
- Cincinnati Financial12/52Own form
Management
- Crum & Forster (Fairfax Financial)12/52Own form
Umbrella & excess
- Great American Insurance Group (American Financial Group)13/52Own form
Farm
- Intact Insurance Specialty Solutions (Intact Financial)12/52Own form
Umbrella & excess
- Liberty Mutual11/52Own form
Umbrella & excess
- Selective Insurance Group11/52Own form
Umbrella & excess
- Starr Insurance1/52On file
General liability
- The Hartford37/52Own form
Umbrella & excess, General liability
- Tokio Marine11/52Own form
Umbrella & excess
- TruStage (CUNA Mutual)9/52Own form
BOP & package
- Utica National Insurance Group37/52Own form
Professional, BOP & package
- Zurich North America36/52On file
General liability
This jurisdiction
Every filing read for Florida
| Carrier | Program | Forms | Status | Disposition date |
|---|---|---|---|---|
| AIG | Westmont/Glatfelter-administered programs (filing authorization 1279-0000-1151): Hospice, Home Health Care and Related Organizations (PLGL); Glatfelter Public P | GGL235/236 05 26, RGL235/236 (05-2026), VGL221/222 (05-26) | Approved / filed | 2025-10-06 |
| AIG | Westmont/Glatfelter-administered programs (filing authorization 1279-0000-1151): Hospice, Home Health Care and Related Organizations (PLGL); Glatfelter Public P | HOGL219 (05-26 / 05-2026), HOGL220 (05-26 / 05-2026) | Approved / filed | 2025-10-03 |
| Allianz Commercial (Allianz Global Risks US) | Commercial Excess (product 'Commercial Excess', 5 forms) and Commercial Umbrella (product 'Commercial Umbrella', 1 form) | Agrl Xs 5301, 5302, Asf 5010, Mxl 3001, Wxp 5008 07 26, Agrl CU 5506 07 26 | Approved / filed | 2026-08-04 |
| AmTrust Financial | General Liability (CT product 'General Liability'; Florida 'Other Liability / Premises & Operations') and Commercial Umbrella (CT product 'UMBRELLA') | CU990052 1025 Exclusion - Artificial Intelligence | Approved / filed | 2026-05-11 |
| AmTrust Financial | General Liability (CT product 'General Liability'; Florida 'Other Liability / Premises & Operations') and Commercial Umbrella (CT product 'UMBRELLA') | GL990293 1025 Exclusion - Artificial Intelligence | Approved / filed | 2026-03-26 |
| AXA XL | Commercial Umbrella / Excess (product 'COMMERCIAL UMBRELLA/EXCESS', 25 forms) | CUU 743 0126, CXU 733 0126, CXAU 649 0126, CXMU 649 0126, CXWU 637 0126 | Approved / filed | 2026-02-11 |
| AXA XL | 'Independent - Excess / Umbrella (SL)' (14 forms) | Xcu 842 0126, Xcu 843 0126 | Approved / filed | 2026-04-14 |
| Cincinnati Financial | Management Liability (D&O, 17.2006) | ML 3019 05 25 Artificial Intelligence Exclusion | Approved / filed | 2025-10-17 |
| Crum & Forster (Fairfax Financial) | 'Follow Form Xpress' following-form excess liability program (CT product name 'WTW Xpress - Commercial Excess'; coverage form MW 00 001 12 25) | MW 21 018 12 25 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-02-02 |
| Great American Insurance Group (American Financial Group) | AgriPak farm program - '25529 - AgriPak Miscellaneous Liability Forms Filing' (7 forms: GenAI x2, war, human trafficking, assault or battery, litigation funding | Al 76 83 04 26, Al 76 84 04 26 | Approved / filed | 2026-03-09 |
| Intact Insurance Specialty Solutions (Intact Financial) | Umbrella - product 'Umbrella - ISO 2025 Multistate Revisions and Proprietary Changes' | EUM 34 69 01 26, EUM 34 70 01 26, EUM CX 34 12 01 26, ICU 34 69 01 26, ICU 34 70 01 26 | Approved / filed | 2026-01-28 |
| ISO (Verisk) - advisory organization | Cyber: multistate forms filing CY-2026-OFR26 (3 forms) | CY 20 85 04 27 | Approved / filed | 2026-05-15 |
| Liberty Mutual | Commercial Umbrella (product 'Commercial Umbrella', 32 forms) | Lcu 21 260 08 26 | Approved / filed | 2026-07-07 |
| Liberty Mutual | Commercial Umbrella (proprietary forms) | Ce 90 32 01 26, CU 92 76 01 26 | Approved / filed | 2026-01-28 |
| Selective Insurance Group | Commercial Umbrella - CT product '2026 Umbrella New Endorsements, CW, Form-Rule' (4 forms) | Cxl 543 01 26 | Approved / filed | 2026-03-11 |
| Starr Insurance | ISO GL 2025 multistate package adoption (FL files 25-057762 and 25-057629; the forms are listed as one multi-form entry titled '…AI Exclusion…') | CG 40 47, CG 40 48, CG 35 08 (Single Multi-form Entry) | Approved / filed | 2026-01-08 |
| The Hartford | Spectrum (small commercial BOP/package) and Spectrum umbrella - product 'Spectrum - Exclusion - Generative Artificial Intelligence' | SL 21 29 09 26, SL 21 30 09 26, SU 21 16 09 26, SU 21 22 09 26 (Form-number Hits) | Approved / filed | 2026-07-01 |
| The Hartford | Commercial General Liability - product 'General Liability - Gen AI & ISO 2025 Forms/Rules' (adopts ISO 2025 GL rules; uses proprietary AI exclusions instead of | HC 35 11 03 26, HC 35 12 03 26, HC 35 13 03 26, HC 35 14 03 26, HG 21 74 03 26 - Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-07-20 |
| Tokio Marine America | Commercial Umbrella - product 'Commercial Umbrella Exclusion' (4 forms) | U 1 21 113 01 26 | Approved / filed | 2026-03-02 |
| TruStage (CUNA Mutual) | Property and Business Liability (PBL) commercial package for credit unions | Cupop 61 34 12 26 | Approved / filed | 2026-08-06 |
| Utica National Insurance Group | Professional E&O (17.2019) - product 'Litigation Funding Mutual Disclosure and Generative Artificial Intelligence Exclusion' (also 'Protector' agents E&O and li | 14-E-1145 / 14-E-1145 Ed. 01-2026 | Approved / filed | 2026-03-25 |
| Utica National Insurance Group | Businessowners - product 'BOP - Punitive Damage Exclusion, Generative Artificial Intelligence Exclusion, and Third-Party Litigation Funding Disclosure' | 8-E-4460 Ed. 01-2026 | Approved / filed | 2026-03-23 |
| Utica National Insurance Group | Professional E&O (17.2019) - product 'Litigation Funding Mutual Disclosure and Generative Artificial Intelligence Exclusion' (also 'Protector' agents E&O and li | 14-E-1145 Ed. 01-2026 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-09-14 |
| Zurich North America | 'Multistate General Liability Adoption of ISO Form and Rule Revision (GL-2025-OFR25 & GL-2025-ORU25)' | CG 40 47 01 26, CG 40 48 01 26, CG 35 08 01 26 (Confirmed in Fl Forms List) | Approved / filed | 2025-11-04 |
| Berkshire Hathaway (Berkshire Hathaway Direct / biBERK) | Businessowners - product 'Businessowners' (32 forms incl. cyber suite, SaaS, contractor and other exclusions) | - | Not found | |
| AAIS - advisory organization | Artisans program (Businessowners) - product 'Artisans' (2 forms: GenAI exclusion and human trafficking exclusion; filing memo 'AP-Form Memo-GAI - HT-CT') | AP 7000 08 26 | Pending |
https://www.risklytics.ai/ai-exclusions/states/fl/
Information reflects publicly available state insurance filing records as of September 16, 2026. Insurer names are trademarks of their respective owners; we use them here only to identify filings. Opinions about insurers, their forms and their exclusions are Risklytics' own. Always verify current details with the insurer or your broker before making coverage decisions.