State · Massachusetts · 48 filings opened
Massachusetts: 18 insurers exclude AI.
GL Approved / filedUmbrella Approved / filedBOP UnknownCyber Approved / filed
Insurers on file
- Accelerant9/52On file
BOP & package
- AIG12/52Own form
BOP & package
- Allianz Commercial (Allianz Global Risks US)11/52Own form
Umbrella & excess
- AmTrust Financial11/52Own form
Umbrella & excess
- AXA XL11/52Own form
Umbrella & excess
- Berkshire Hathaway8/52On file
BOP & package
- BITCO (Old Republic)9/52Own form
Umbrella & excess
- Cincinnati Financial12/52Own form
Management
- Crum & Forster (Fairfax Financial)12/52Own form
Umbrella & excess
- Great American Insurance Group (American Financial Group)13/52Own form
Farm, Umbrella & excess
- Intact Insurance Specialty Solutions (Intact Financial)12/52Own form
Umbrella & excess
- Liberty Mutual11/52Own form
Umbrella & excess
- Selective Insurance Group11/52Own form
Umbrella & excess
- The Hartford37/52Own form
Umbrella & excess, General liability
- Tokio Marine11/52Own form
Umbrella & excess
- TruStage (CUNA Mutual)9/52Own form
BOP & package
- Utica National Insurance Group37/52Own form
Professional, BOP & package
- Zurich North America36/52On file
General liability
This jurisdiction
Every filing read for Massachusetts
| Carrier | Program | Forms | Status | Disposition date |
|---|---|---|---|---|
| Merchants Insurance Group | '… GLP Non Adopt 2025 Forms [and Rules] for CTR/CMP'; 'CMP/CTR Non Adopt GL 2025 OFR25 Forms' (PA); '… Non Adopt 2026 Forms Revisions' | Forms Not Itemized | Acknowledged (non-adoption) | 2026-07-20 |
| Selective Insurance Group | 'Non Adoption of ISO's 2025 Multistate Revisions' (Dec 2025 - Mar 2026); 'Non adoption of ISO's GL Multistate Forms Revision' (Sep 2026) | Forms Not Itemized / Not Opened | Acknowledged (non-adoption) | |
| Selective Insurance Group | 'Non Adoption of ISO's 2025 Multistate Revisions' (Dec 2025 - Mar 2026); 'Non adoption of ISO's GL Multistate Forms Revision' (Sep 2026) | Forms Not Itemized / Not Opened | Acknowledged (non-adoption) | |
| Tokio Marine / Philadelphia Insurance Companies | 'GL-2025-OFR25 Non Adoption' (filing type 'Non Adopt - Delayed Adopt Bureau Filing' in PA); also 'GL-2026-OFR1 Non Adoption' (Sep 2026, non-AI revision) | Forms Not Itemized / Not Opened | Acknowledged (non-adoption) | |
| Tokio Marine / Philadelphia Insurance Companies | 'GL-2025-OFR25 Non Adoption' (filing type 'Non Adopt - Delayed Adopt Bureau Filing' in PA); also 'GL-2026-OFR1 Non Adoption' (Sep 2026, non-AI revision) | Forms Not Itemized / Not Opened | Acknowledged (non-adoption) | |
| W. R. Berkley Corporation (regional companies) | 'GL Multistate 2026 Non-Adopt ISO Form and Rule Revision - FMRU (AIC)' (BNIC-134803509, -134803533); 'Umbrella Multistate 2026 Non Adopt ISO Form and Rule Revis | Forms Not Itemized / Not Opened | Acknowledged (non-adoption) | |
| Accelerant | ISO GL 2025 forms adoption (FL 26-034308, 2 rows); CT Commercial Package program filing (golf and country club) listing CG 40 47 among 14 forms | CG 40 47 Exclusion - General Artificial Intelligence | Approved / filed | 2026-06-26 |
| AIG | Westmont/Glatfelter-administered programs (filing authorization 1279-0000-1151): Hospice, Home Health Care and Related Organizations (PLGL); Glatfelter Public P | HOGL219 Exclusion - Generative Artificial Intelligence, HOGL220 Exclusion - Generative Artificial Intelligence (Coverage B Only) | Approved / filed | 2026-01-09 |
| AIG | Westmont/Glatfelter-administered programs (filing authorization 1279-0000-1151): Hospice, Home Health Care and Related Organizations (PLGL); Glatfelter Public P | VGL221 Exclusion - Generative Artificial Intelligence, VGL222 Exclusion - Generative Artificial Intelligence (Coverage B Only) | Approved / filed | 2025-11-07 |
| AIG | Westmont/Glatfelter-administered programs (filing authorization 1279-0000-1151): Hospice, Home Health Care and Related Organizations (PLGL); Glatfelter Public P | RGL235 Exclusion - Generative Artificial Intelligence, RGL236 Exclusion - Generative Artificial Intelligence (Coverage B Only) | Approved / filed | 2025-11-07 |
| AIG | Westmont/Glatfelter-administered programs (filing authorization 1279-0000-1151): Hospice, Home Health Care and Related Organizations (PLGL); Glatfelter Public P | GGL235 Exclusion - Generative Artificial Intelligence, GGL236 Exclusion - Generative Artificial Intelligence (Coverage B Only) | Approved / filed | 2025-11-07 |
| Allianz Commercial (Allianz Global Risks US) | Commercial Excess (product 'Commercial Excess', 5 forms) and Commercial Umbrella (product 'Commercial Umbrella', 1 form) | Agrl Xs 5301 Generative Artificial Intelligence Exclusion and Non-recognition of Erosion of Underlying Limits (Limited) Endorsement, Agrl Xs 5302 Generative Artificial Intelligence Exclusion and Non-recognition of Erosion of Underlying Limits (Limited) Endorsement, Agrl Xs Asf 5010 Generative Artificial Intelligence Exclusion and Non-recognition of Erosion of Underlying Limits (Limited) Endorsement | Approved / filed | 2026-07-21 |
| Allianz Commercial (Allianz Global Risks US) | Commercial Excess (product 'Commercial Excess', 5 forms) and Commercial Umbrella (product 'Commercial Umbrella', 1 form) | Agrl CU 5506 Generative Artificial Intelligence Exclusion Endorsement | Approved / filed | 2026-07-21 |
| AmTrust Financial | General Liability (CT product 'General Liability'; Florida 'Other Liability / Premises & Operations') and Commercial Umbrella (CT product 'UMBRELLA') | GL990293 Exclusion - Artificial Intelligence | Approved / filed | 2026-03-12 |
| AmTrust Financial | General Liability (CT product 'General Liability'; Florida 'Other Liability / Premises & Operations') and Commercial Umbrella (CT product 'UMBRELLA') | CU990052 Exclusion - Artificial Intelligence | Approved / filed | 2026-03-30 |
| AmTrust Financial | General Liability (CT product 'General Liability'; Florida 'Other Liability / Premises & Operations') and Commercial Umbrella (CT product 'UMBRELLA') | CU990052 Exclusion - Artificial Intelligence | Approved / filed | 2026-04-03 |
| AXA XL | 'Independent - Excess / Umbrella (SL)' (14 forms) | Xcu 842 Generative Artificial Intelligence Exclusion (Applicable to Insuring Agreements a and B), Xcu 843 Generative Artificial Intelligence Exclusion (Applicable to Insuring Agreement B) | Approved / filed | 2026-03-25 |
| AXA XL | Commercial Umbrella / Excess (product 'COMMERCIAL UMBRELLA/EXCESS', 25 forms) | CUU 743 Generative Artificial Intelligence Exclusion, CXU 733 Generative Artificial Intelligence Exclusion | Approved / filed | 2026-02-09 |
| BITCO (Old Republic) | Commercial umbrella (CUP) - product '2026 BITCO Exclusion Endorsements - CUP' (4 forms) | CUP-5367 Exclusion - Generative Artificial Intelligence | Approved / filed | 2025-12-19 |
| Cincinnati Financial | Management Liability (D&O, 17.2006) | ML 3019 Artificial Intelligence Exclusion | Approved / filed | 2025-10-22 |
| Crum & Forster (Fairfax Financial) | 'Follow Form Xpress' following-form excess liability program (CT product name 'WTW Xpress - Commercial Excess'; coverage form MW 00 001 12 25) | MW 21 018 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-02-11 |
| Great American Insurance Group (American Financial Group) | AgriPak farm program - '25529 - AgriPak Miscellaneous Liability Forms Filing' (7 forms: GenAI x2, war, human trafficking, assault or battery, litigation funding | Al 76 83 Exclusion - Generative Artificial Intelligence, Al 76 84 Exclusion - Generative Artificial Intelligence (Coverage I Only) | Approved / filed | 2026-02-18 |
| Great American Insurance Group (American Financial Group) | Commercial Umbrella / Excess - 'Umbrella Optional Endorsements 01-26' (product 25371) | Ums 20 05 Generative Artificial Intelligence - Exclusion, Umu 20 45 Generative Artificial Intelligence - Exclusion | Approved / filed | 2025-10-27 |
| Intact Insurance Specialty Solutions (Intact Financial) | Umbrella - product 'Umbrella - ISO 2025 Multistate Revisions and Proprietary Changes' | EUM 34 69 Exclusion - Generative Artificial Intelligence - Umbrella, EUM 34 70 Exclusion - Artificial Intelligence - Umbrella Coverage B Only, EUM CX 34 12 Generative Artificial Intelligence - Excess, ICU 34 69 Exclusion - Generative Artificial Intelligence - Umbrella, ICU 34 70 Exclusion - Artificial Intelligence - Umbrella Coverage B Only | Approved / filed | 2026-01-12 |
| ISO (Verisk) - advisory organization | Commercial General Liability: multistate forms filing GL-2025-OFR25 (rules companion GL-2025-ORU25) | CG 35 08 Exclusion - Generative Artificial Intelligence, CG 40 47 Exclusion - Generative Artificial Intelligence, CG 40 48 Exclusion - Generative Artificial Intelligence (Coverage B Only) | Approved / filed | 2025-10-08 |
| ISO (Verisk) - advisory organization | Cyber: multistate forms filing CY-2026-OFR26 (3 forms) | CY 20 85 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-05-26 |
| ISO (Verisk) - advisory organization | Commercial Umbrella / Excess: multistate forms filing CU-2025-OMMFR (ISO also filed a separate CU-2025-OFR25 with no AI forms) | CU 34 69 Exclusion - Generative Artificial Intelligence, CU 34 70 Exclusion - Generative Artificial Intelligence (Coverage B Only), CX 34 12 Exclusion - Generative Artificial Intelligence | Approved / filed | 2025-10-08 |
| Liberty Mutual | Commercial Umbrella (product 'Commercial Umbrella', 32 forms) | Lcu 21 260 Generative Artificial Intelligence Exclusion | Approved / filed | 2026-06-30 |
| Liberty Mutual | Commercial Umbrella (proprietary forms) | Ce 90 32 Generative Artificial Intelligence Exclusion, CU 92 76 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-01-12 |
| Selective Insurance Group | Commercial Umbrella - CT product '2026 Umbrella New Endorsements, CW, Form-Rule' (4 forms) | Cxl 543 Generative Artificial Intelligence Limitation | Approved / filed | 2026-02-18 |
| The Hartford | Spectrum (small commercial BOP/package) and Spectrum umbrella - product 'Spectrum - Exclusion - Generative Artificial Intelligence' | SL 21 29 09 26 Exclusion - Generative Artificial Intelligence, SL 21 30 09 26 Exclusion - Generative Artificial Intelligence (Personal and Advertising Injury Only), SU 21 16 09 26 Exclusion - Generative Artificial Intelligence, SU 21 22 09 26 Exclusion - Generative Artificial Intelligence (Personal and Advertising Injury Only) | Approved / filed | 2026-07-07 |
| The Hartford | Commercial General Liability - product 'General Liability - Gen AI & ISO 2025 Forms/Rules' (adopts ISO 2025 GL rules; uses proprietary AI exclusions instead of | HC 35 11 03 26 Exclusion - Generative Artificial Intelligence, HC 35 12 03 26 Exclusion - Generative Artificial Intelligence, HC 35 13 03 26 Exclusion - Generative Artificial Intelligence, HC 35 14 03 26 Exclusion - Generative Artificial Intelligence, HG 21 74 03 26 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-09-15 |
| Tokio Marine America | Commercial Umbrella - product 'Commercial Umbrella Exclusion' (4 forms) | U 1 21 113 Generative Artificial Intelligence Exclusion | Approved / filed | 2026-04-17 |
| TruStage (CUNA Mutual) | Property and Business Liability (PBL) commercial package for credit unions | Cupop 61 34 12 26 Generative Artificial Intelligence Exclusion Endorsement | Approved / filed | 2026-08-13 |
| USLI (Berkshire Hathaway) | ISO GL 2025 forms adoption (FL 26-039056 to 26-039068); CT package program filings 'Individual Professional Package' (U.S. Underwriters) and 'Multiple Products' | CG 40 47 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-09-02 |
| USLI (Berkshire Hathaway) | ISO GL 2025 forms adoption (FL 26-039056 to 26-039068); CT package program filings 'Individual Professional Package' (U.S. Underwriters) and 'Multiple Products' | CG 40 47 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-09-03 |
| USLI (Berkshire Hathaway) | ISO GL 2025 forms adoption (FL 26-039056 to 26-039068); CT package program filings 'Individual Professional Package' (U.S. Underwriters) and 'Multiple Products' | CG 40 47 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-09-02 |
| USLI (Berkshire Hathaway) | ISO GL 2025 forms adoption (FL 26-039056 to 26-039068); CT package program filings 'Individual Professional Package' (U.S. Underwriters) and 'Multiple Products' | CG 40 47 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-09-02 |
| USLI (Berkshire Hathaway) | ISO GL 2025 forms adoption (FL 26-039056 to 26-039068); CT package program filings 'Individual Professional Package' (U.S. Underwriters) and 'Multiple Products' | CG 40 47 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-09-04 |
| USLI (Berkshire Hathaway) | ISO GL 2025 forms adoption (FL 26-039056 to 26-039068); CT package program filings 'Individual Professional Package' (U.S. Underwriters) and 'Multiple Products' | CG 40 47 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-09-04 |
| USLI (Berkshire Hathaway) | ISO GL 2025 forms adoption (FL 26-039056 to 26-039068); CT package program filings 'Individual Professional Package' (U.S. Underwriters) and 'Multiple Products' | CG 40 47 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-09-03 |
| Utica National Insurance Group | Professional E&O (17.2019) - product 'Litigation Funding Mutual Disclosure and Generative Artificial Intelligence Exclusion' (also 'Protector' agents E&O and li | 14-E-1145 Exclusion - Generative Artificial Intelligence (Edition Not Shown in Pdf Name 14E1145.pdf) | Approved / filed | 2026-05-13 |
| Utica National Insurance Group | Businessowners - product 'BOP - Punitive Damage Exclusion, Generative Artificial Intelligence Exclusion, and Third-Party Litigation Funding Disclosure' | 8-E-4460 Exclusion - Generative Artificial Intelligence (Edition Not Shown in Pdf Name 8E4460.pdf) | Approved / filed | 2026-02-24 |
| Utica National Insurance Group | Businessowners - product 'BOP - Punitive Damage Exclusion, Generative Artificial Intelligence Exclusion, and Third-Party Litigation Funding Disclosure' | 8-E-4460 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-02-27 |
| Westfield | Westfield - Private/Not-For-Profit Management Liability Package Policy (CML 01594) | Cml 01594 AI Employment Practices Enhancement Endorsement | Approved / filed | 2026-07-02 |
| Zurich North America | 'Multistate General Liability Adoption of ISO Form and Rule Revision (GL-2025-OFR25 & GL-2025-ORU25)' | Forms Not Itemized / Not Opened | Approved / filed | |
| Chubb | Chubb cyber GenAI definitional endorsement (PF-60163) | PF-60163 Definition of Insured’s Computer System Amended Endorsement - Generative AI | Disapproved | 2026-06-02 |
| HSB (Munich Re) | HSB (Munich Re) - HSB Total Cyber+ (HTC CHAT; HTC_AI_12_2025.pdf) | HTC_AI_12_2025.pdf Htc AI, Htc Chat Chatbot Exclusion Removal | Disapproved | 2026-09-09 |
https://www.risklytics.ai/ai-exclusions/states/ma/