State · Massachusetts · 48 filings opened
Massachusetts: 18 insurers exclude AI.
GL Approved / filedUmbrella Approved / filedBOP UnknownCyber Approved / filed
Insurers on file
- Accelerant9/52On file
BOP & package
- AIG12/52Own form
BOP & package
- Allianz Commercial (Allianz Global Risks US)11/52Own form
Umbrella & excess
- AmTrust Financial11/52Own form
Umbrella & excess
- AXA XL11/52Own form
Umbrella & excess
- Berkshire Hathaway8/52On file
BOP & package
- BITCO (Old Republic)9/52Own form
Umbrella & excess
- Cincinnati Financial12/52Own form
Management
- Crum & Forster (Fairfax Financial)12/52Own form
Umbrella & excess
- Great American Insurance Group (American Financial Group)13/52Own form
Farm, Umbrella & excess
- Intact Insurance Specialty Solutions (Intact Financial)12/52Own form
Umbrella & excess
- Liberty Mutual11/52Own form
Umbrella & excess
- Selective Insurance Group11/52Own form
Umbrella & excess
- The Hartford37/52Own form
Umbrella & excess, General liability
- Tokio Marine11/52Own form
Umbrella & excess
- TruStage (CUNA Mutual)9/52Own form
BOP & package
- Utica National Insurance Group37/52Own form
Professional, BOP & package
- Zurich North America36/52On file
General liability
This jurisdiction
Every filing read for Massachusetts
| Carrier | Program | Forms | Status | Disposition date |
|---|---|---|---|---|
| Merchants Insurance Group | '… GLP Non Adopt 2025 Forms [and Rules] for CTR/CMP'; 'CMP/CTR Non Adopt GL 2025 OFR25 Forms' (PA); '… Non Adopt 2026 Forms Revisions' | Forms Not Itemized | Acknowledged (non-adoption) | 2026-07-20 |
| Selective Insurance Group | 'Non Adoption of ISO's 2025 Multistate Revisions' (Dec 2025 - Mar 2026); 'Non adoption of ISO's GL Multistate Forms Revision' (Sep 2026) | Forms Not Itemized / Not Opened | Acknowledged (non-adoption) | |
| Selective Insurance Group | 'Non Adoption of ISO's 2025 Multistate Revisions' (Dec 2025 - Mar 2026); 'Non adoption of ISO's GL Multistate Forms Revision' (Sep 2026) | Forms Not Itemized / Not Opened | Acknowledged (non-adoption) | |
| Tokio Marine / Philadelphia Insurance Companies | 'GL-2025-OFR25 Non Adoption' (filing type 'Non Adopt - Delayed Adopt Bureau Filing' in PA); also 'GL-2026-OFR1 Non Adoption' (Sep 2026, non-AI revision) | Forms Not Itemized / Not Opened | Acknowledged (non-adoption) | |
| Tokio Marine / Philadelphia Insurance Companies | 'GL-2025-OFR25 Non Adoption' (filing type 'Non Adopt - Delayed Adopt Bureau Filing' in PA); also 'GL-2026-OFR1 Non Adoption' (Sep 2026, non-AI revision) | Forms Not Itemized / Not Opened | Acknowledged (non-adoption) | |
| W. R. Berkley Corporation (regional companies) | 'GL Multistate 2026 Non-Adopt ISO Form and Rule Revision - FMRU (AIC)' (BNIC-134803509, -134803533); 'Umbrella Multistate 2026 Non Adopt ISO Form and Rule Revis | Forms Not Itemized / Not Opened | Acknowledged (non-adoption) | |
| Accelerant | ISO GL 2025 forms adoption (FL 26-034308, 2 rows); CT Commercial Package program filing (golf and country club) listing CG 40 47 among 14 forms | CG 40 47 Exclusion - General Artificial Intelligence | Approved / filed | 2026-06-26 |
| AIG | Westmont/Glatfelter-administered programs (filing authorization 1279-0000-1151): Hospice, Home Health Care and Related Organizations (PLGL); Glatfelter Public P | HOGL219 Exclusion - Generative Artificial Intelligence, HOGL220 Exclusion - Generative Artificial Intelligence (Coverage B Only) | Approved / filed | 2026-01-09 |
| AIG | Westmont/Glatfelter-administered programs (filing authorization 1279-0000-1151): Hospice, Home Health Care and Related Organizations (PLGL); Glatfelter Public P | VGL221 Exclusion - Generative Artificial Intelligence, VGL222 Exclusion - Generative Artificial Intelligence (Coverage B Only) | Approved / filed | 2025-11-07 |
| AIG | Westmont/Glatfelter-administered programs (filing authorization 1279-0000-1151): Hospice, Home Health Care and Related Organizations (PLGL); Glatfelter Public P | RGL235 Exclusion - Generative Artificial Intelligence, RGL236 Exclusion - Generative Artificial Intelligence (Coverage B Only) | Approved / filed | 2025-11-07 |
| AIG | Westmont/Glatfelter-administered programs (filing authorization 1279-0000-1151): Hospice, Home Health Care and Related Organizations (PLGL); Glatfelter Public P | GGL235 Exclusion - Generative Artificial Intelligence, GGL236 Exclusion - Generative Artificial Intelligence (Coverage B Only) | Approved / filed | 2025-11-07 |
| Allianz Commercial (Allianz Global Risks US) | Commercial Excess (product 'Commercial Excess', 5 forms) and Commercial Umbrella (product 'Commercial Umbrella', 1 form) | Agrl Xs 5301 Generative Artificial Intelligence Exclusion and Non-recognition of Erosion of Underlying Limits (Limited) Endorsement, Agrl Xs 5302 Generative Artificial Intelligence Exclusion and Non-recognition of Erosion of Underlying Limits (Limited) Endorsement, Agrl Xs Asf 5010 Generative Artificial Intelligence Exclusion and Non-recognition of Erosion of Underlying Limits (Limited) Endorsement | Approved / filed | 2026-07-21 |
| Allianz Commercial (Allianz Global Risks US) | Commercial Excess (product 'Commercial Excess', 5 forms) and Commercial Umbrella (product 'Commercial Umbrella', 1 form) | Agrl CU 5506 Generative Artificial Intelligence Exclusion Endorsement | Approved / filed | 2026-07-21 |
| AmTrust Financial | General Liability (CT product 'General Liability'; Florida 'Other Liability / Premises & Operations') and Commercial Umbrella (CT product 'UMBRELLA') | GL990293 Exclusion - Artificial Intelligence | Approved / filed | 2026-03-12 |
| AmTrust Financial | General Liability (CT product 'General Liability'; Florida 'Other Liability / Premises & Operations') and Commercial Umbrella (CT product 'UMBRELLA') | CU990052 Exclusion - Artificial Intelligence | Approved / filed | 2026-03-30 |
| AmTrust Financial | General Liability (CT product 'General Liability'; Florida 'Other Liability / Premises & Operations') and Commercial Umbrella (CT product 'UMBRELLA') | CU990052 Exclusion - Artificial Intelligence | Approved / filed | 2026-04-03 |
| AXA XL | 'Independent - Excess / Umbrella (SL)' (14 forms) | Xcu 842 Generative Artificial Intelligence Exclusion (Applicable to Insuring Agreements a and B), Xcu 843 Generative Artificial Intelligence Exclusion (Applicable to Insuring Agreement B) | Approved / filed | 2026-03-25 |
| AXA XL | Commercial Umbrella / Excess (product 'COMMERCIAL UMBRELLA/EXCESS', 25 forms) | CUU 743 Generative Artificial Intelligence Exclusion, CXU 733 Generative Artificial Intelligence Exclusion | Approved / filed | 2026-02-09 |
| BITCO (Old Republic) | Commercial umbrella (CUP) - product '2026 BITCO Exclusion Endorsements - CUP' (4 forms) | CUP-5367 Exclusion - Generative Artificial Intelligence | Approved / filed | 2025-12-19 |
| Cincinnati Financial | Management Liability (D&O, 17.2006) | ML 3019 Artificial Intelligence Exclusion | Approved / filed | 2025-10-22 |
| Crum & Forster (Fairfax Financial) | 'Follow Form Xpress' following-form excess liability program (CT product name 'WTW Xpress - Commercial Excess'; coverage form MW 00 001 12 25) | MW 21 018 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-02-11 |
| Great American Insurance Group (American Financial Group) | AgriPak farm program - '25529 - AgriPak Miscellaneous Liability Forms Filing' (7 forms: GenAI x2, war, human trafficking, assault or battery, litigation funding | Al 76 83 Exclusion - Generative Artificial Intelligence, Al 76 84 Exclusion - Generative Artificial Intelligence (Coverage I Only) | Approved / filed | 2026-02-18 |
| Great American Insurance Group (American Financial Group) | Commercial Umbrella / Excess - 'Umbrella Optional Endorsements 01-26' (product 25371) | Ums 20 05 Generative Artificial Intelligence - Exclusion, Umu 20 45 Generative Artificial Intelligence - Exclusion | Approved / filed | 2025-10-27 |
| Intact Insurance Specialty Solutions (Intact Financial) | Umbrella - product 'Umbrella - ISO 2025 Multistate Revisions and Proprietary Changes' | EUM 34 69 Exclusion - Generative Artificial Intelligence - Umbrella, EUM 34 70 Exclusion - Artificial Intelligence - Umbrella Coverage B Only, EUM CX 34 12 Generative Artificial Intelligence - Excess, ICU 34 69 Exclusion - Generative Artificial Intelligence - Umbrella, ICU 34 70 Exclusion - Artificial Intelligence - Umbrella Coverage B Only | Approved / filed | 2026-01-12 |
| ISO (Verisk) - advisory organization | Commercial General Liability: multistate forms filing GL-2025-OFR25 (rules companion GL-2025-ORU25) | CG 35 08 Exclusion - Generative Artificial Intelligence, CG 40 47 Exclusion - Generative Artificial Intelligence, CG 40 48 Exclusion - Generative Artificial Intelligence (Coverage B Only) | Approved / filed | 2025-10-08 |
| ISO (Verisk) - advisory organization | Cyber: multistate forms filing CY-2026-OFR26 (3 forms) | CY 20 85 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-05-26 |
| ISO (Verisk) - advisory organization | Commercial Umbrella / Excess: multistate forms filing CU-2025-OMMFR (ISO also filed a separate CU-2025-OFR25 with no AI forms) | CU 34 69 Exclusion - Generative Artificial Intelligence, CU 34 70 Exclusion - Generative Artificial Intelligence (Coverage B Only), CX 34 12 Exclusion - Generative Artificial Intelligence | Approved / filed | 2025-10-08 |
| Liberty Mutual | Commercial Umbrella (product 'Commercial Umbrella', 32 forms) | Lcu 21 260 Generative Artificial Intelligence Exclusion | Approved / filed | 2026-06-30 |
| Liberty Mutual | Commercial Umbrella (proprietary forms) | Ce 90 32 Generative Artificial Intelligence Exclusion, CU 92 76 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-01-12 |
| Selective Insurance Group | Commercial Umbrella - CT product '2026 Umbrella New Endorsements, CW, Form-Rule' (4 forms) | Cxl 543 Generative Artificial Intelligence Limitation | Approved / filed | 2026-02-18 |
| The Hartford | Spectrum (small commercial BOP/package) and Spectrum umbrella - product 'Spectrum - Exclusion - Generative Artificial Intelligence' | SL 21 29 09 26 Exclusion - Generative Artificial Intelligence, SL 21 30 09 26 Exclusion - Generative Artificial Intelligence (Personal and Advertising Injury Only), SU 21 16 09 26 Exclusion - Generative Artificial Intelligence, SU 21 22 09 26 Exclusion - Generative Artificial Intelligence (Personal and Advertising Injury Only) | Approved / filed | 2026-07-07 |
| The Hartford | Commercial General Liability - product 'General Liability - Gen AI & ISO 2025 Forms/Rules' (adopts ISO 2025 GL rules; uses proprietary AI exclusions instead of | HC 35 11 03 26 Exclusion - Generative Artificial Intelligence, HC 35 12 03 26 Exclusion - Generative Artificial Intelligence, HC 35 13 03 26 Exclusion - Generative Artificial Intelligence, HC 35 14 03 26 Exclusion - Generative Artificial Intelligence, HG 21 74 03 26 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-09-15 |
| Tokio Marine America | Commercial Umbrella - product 'Commercial Umbrella Exclusion' (4 forms) | U 1 21 113 Generative Artificial Intelligence Exclusion | Approved / filed | 2026-04-17 |
| TruStage (CUNA Mutual) | Property and Business Liability (PBL) commercial package for credit unions | Cupop 61 34 12 26 Generative Artificial Intelligence Exclusion Endorsement | Approved / filed | 2026-08-13 |
| USLI (Berkshire Hathaway) | ISO GL 2025 forms adoption (FL 26-039056 to 26-039068); CT package program filings 'Individual Professional Package' (U.S. Underwriters) and 'Multiple Products' | CG 40 47 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-09-02 |
| USLI (Berkshire Hathaway) | ISO GL 2025 forms adoption (FL 26-039056 to 26-039068); CT package program filings 'Individual Professional Package' (U.S. Underwriters) and 'Multiple Products' | CG 40 47 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-09-03 |
| USLI (Berkshire Hathaway) | ISO GL 2025 forms adoption (FL 26-039056 to 26-039068); CT package program filings 'Individual Professional Package' (U.S. Underwriters) and 'Multiple Products' | CG 40 47 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-09-02 |
| USLI (Berkshire Hathaway) | ISO GL 2025 forms adoption (FL 26-039056 to 26-039068); CT package program filings 'Individual Professional Package' (U.S. Underwriters) and 'Multiple Products' | CG 40 47 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-09-02 |
| USLI (Berkshire Hathaway) | ISO GL 2025 forms adoption (FL 26-039056 to 26-039068); CT package program filings 'Individual Professional Package' (U.S. Underwriters) and 'Multiple Products' | CG 40 47 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-09-04 |
| USLI (Berkshire Hathaway) | ISO GL 2025 forms adoption (FL 26-039056 to 26-039068); CT package program filings 'Individual Professional Package' (U.S. Underwriters) and 'Multiple Products' | CG 40 47 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-09-04 |
| USLI (Berkshire Hathaway) | ISO GL 2025 forms adoption (FL 26-039056 to 26-039068); CT package program filings 'Individual Professional Package' (U.S. Underwriters) and 'Multiple Products' | CG 40 47 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-09-03 |
| Utica National Insurance Group | Professional E&O (17.2019) - product 'Litigation Funding Mutual Disclosure and Generative Artificial Intelligence Exclusion' (also 'Protector' agents E&O and li | 14-E-1145 Exclusion - Generative Artificial Intelligence (Edition Not Shown in Pdf Name 14E1145.pdf) | Approved / filed | 2026-05-13 |
| Utica National Insurance Group | Businessowners - product 'BOP - Punitive Damage Exclusion, Generative Artificial Intelligence Exclusion, and Third-Party Litigation Funding Disclosure' | 8-E-4460 Exclusion - Generative Artificial Intelligence (Edition Not Shown in Pdf Name 8E4460.pdf) | Approved / filed | 2026-02-24 |
| Utica National Insurance Group | Businessowners - product 'BOP - Punitive Damage Exclusion, Generative Artificial Intelligence Exclusion, and Third-Party Litigation Funding Disclosure' | 8-E-4460 Exclusion - Generative Artificial Intelligence | Approved / filed | 2026-02-27 |
| Westfield | Westfield - Private/Not-For-Profit Management Liability Package Policy (CML 01594) | Cml 01594 AI Employment Practices Enhancement Endorsement | Approved / filed | 2026-07-02 |
| Zurich North America | 'Multistate General Liability Adoption of ISO Form and Rule Revision (GL-2025-OFR25 & GL-2025-ORU25)' | Forms Not Itemized / Not Opened | Approved / filed | |
| Chubb | Chubb cyber GenAI definitional endorsement (PF-60163) | PF-60163 Definition of Insured’s Computer System Amended Endorsement - Generative AI | Disapproved | 2026-06-02 |
| HSB (Munich Re) | HSB (Munich Re) - HSB Total Cyber+ (HTC CHAT; HTC_AI_12_2025.pdf) | HTC_AI_12_2025.pdf Htc AI, Htc Chat Chatbot Exclusion Removal | Disapproved | 2026-09-09 |
https://www.risklytics.ai/ai-exclusions/states/ma/
Information reflects publicly available state insurance filing records as of September 16, 2026. Insurer names are trademarks of their respective owners; we use them here only to identify filings. Opinions about insurers, their forms and their exclusions are Risklytics' own. Always verify current details with the insurer or your broker before making coverage decisions.