Risklytics
Get Insured
TrackerAbout the data

State · North Carolina · 42 filings opened

North Carolina: 19 insurers exclude AI.

GL Approved / filedUmbrella Approved / filedBOP PendingCyber Approved / filed

Insurers on file

This jurisdiction

Every filing read for North Carolina

CarrierProgramFormsStatusDisposition date
Selective Insurance Group'Non Adoption of ISO's 2025 Multistate Revisions' (Dec 2025 - Mar 2026); 'Non adoption of ISO's GL Multistate Forms Revision' (Sep 2026)Forms Not Itemized / Not OpenedAcknowledged (non-adoption)
Selective Insurance Group'Non Adoption of ISO's 2025 Multistate Revisions' (Dec 2025 - Mar 2026); 'Non adoption of ISO's GL Multistate Forms Revision' (Sep 2026)Forms Not Itemized / Not OpenedAcknowledged (non-adoption)
Tokio Marine / Philadelphia Insurance Companies'GL-2025-OFR25 Non Adoption' (filing type 'Non Adopt - Delayed Adopt Bureau Filing' in PA); also 'GL-2026-OFR1 Non Adoption' (Sep 2026, non-AI revision)Forms Not Itemized / Not OpenedAcknowledged (non-adoption)
Tokio Marine / Philadelphia Insurance Companies'GL-2025-OFR25 Non Adoption' (filing type 'Non Adopt - Delayed Adopt Bureau Filing' in PA); also 'GL-2026-OFR1 Non Adoption' (Sep 2026, non-AI revision)Forms Not Itemized / Not OpenedAcknowledged (non-adoption)
AccelerantISO GL 2025 forms adoption (FL 26-034308, 2 rows); CT Commercial Package program filing (golf and country club) listing CG 40 47 among 14 formsCG 40 47 Exclusion - General Artificial IntelligenceApproved / filed2026-07-02
AIGWestmont/Glatfelter-administered programs (filing authorization 1279-0000-1151): Hospice, Home Health Care and Related Organizations (PLGL); Glatfelter Public PHOGL219 Exclusion - Generative Artificial Intelligence, HOGL220 Exclusion - Generative Artificial Intelligence (Coverage B Only)Approved / filed2025-10-02
AIGWestmont/Glatfelter-administered programs (filing authorization 1279-0000-1151): Hospice, Home Health Care and Related Organizations (PLGL); Glatfelter Public PVGL221 Exclusion - Generative Artificial Intelligence, VGL222 Exclusion - Generative Artificial Intelligence (Coverage B Only)Approved / filed2025-10-03
AIGWestmont/Glatfelter-administered programs (filing authorization 1279-0000-1151): Hospice, Home Health Care and Related Organizations (PLGL); Glatfelter Public PGGL235 Exclusion - Generative Artificial Intelligence, GGL236 Exclusion - Generative Artificial Intelligence (Coverage B Only)Approved / filed2025-10-03
AIGWestmont/Glatfelter-administered programs (filing authorization 1279-0000-1151): Hospice, Home Health Care and Related Organizations (PLGL); Glatfelter Public PRGL235 Exclusion - Generative Artificial Intelligence, RGL236 Exclusion - Generative Artificial Intelligence (Coverage B Only)Approved / filed2025-10-03
Allianz Commercial (Allianz Global Risks US)Commercial Excess (product 'Commercial Excess', 5 forms) and Commercial Umbrella (product 'Commercial Umbrella', 1 form)Agrl CU 5506 Generative Artificial Intelligence Exclusion EndorsementApproved / filed2026-07-23
Allianz Commercial (Allianz Global Risks US)Commercial Excess (product 'Commercial Excess', 5 forms) and Commercial Umbrella (product 'Commercial Umbrella', 1 form)Agrl Xs 5301 Generative Artificial Intelligence Exclusion and Non-recognition of Erosion of Underlying Limits (Limited) Endorsement, Agrl Xs 5302 Generative Artificial Intelligence Exclusion and Non-recognition of Erosion of Underlying Limits (Limited) Endorsement, Agrl Xs Asf 5010 Generative Artificial Intelligence Exclusion and Non-recognition of Erosion of Underlying Limits (Limited) Endorsement, Agrl Xs Wxp 5008 Generative Artificial Intelligence Exclusion and Non-recognition of Erosion of UApproved / filed2026-07-20
AmTrust FinancialGeneral Liability (CT product 'General Liability'; Florida 'Other Liability / Premises & Operations') and Commercial Umbrella (CT product 'UMBRELLA')GL990293 Exclusion - Artificial IntelligenceApproved / filed2026-04-02
AmTrust FinancialGeneral Liability (CT product 'General Liability'; Florida 'Other Liability / Premises & Operations') and Commercial Umbrella (CT product 'UMBRELLA')CU990052 Exclusion - Artificial IntelligenceApproved / filed2026-03-20
AXA XL'Independent - Excess / Umbrella (SL)' (14 forms)Xcu 842 Generative Artificial Intelligence Exclusion (Applicable to Insuring Agreements a and B), Xcu 843 Generative Artificial Intelligence Exclusion (Applicable to Insuring Agreement B)Approved / filed2026-02-20
AXA XLCommercial Umbrella / Excess (product 'COMMERCIAL UMBRELLA/EXCESS', 25 forms)CUU 743 Generative Artificial Intelligence Exclusion, CXU 733 Generative Artificial Intelligence Exclusion, CXAU 649 Generative Artificial Intelligence Exclusion, CXMU 649 Generative Artificial Intelligence Exclusion, CXWU 637 Generative Artificial Intelligence ExclusionApproved / filed2026-02-17
Berkshire Hathaway (Berkshire Hathaway Direct / biBERK)Businessowners - product 'Businessowners' (32 forms incl. cyber suite, SaaS, contractor and other exclusions)BP 89 117 Exclusion-generative Artificial IntelligenceApproved / filed2026-01-12
BITCO (Old Republic)Commercial umbrella (CUP) - product '2026 BITCO Exclusion Endorsements - CUP' (4 forms)CUP-5367 Exclusion - Generative Artificial IntelligenceApproved / filed2025-10-31
ChubbChubb cyber GenAI definitional endorsement (PF-60163)PF-60163 Definition of Insured’s Computer System Amended Endorsement - Generative AIApproved / filed2026-06-15
Cincinnati FinancialManagement Liability (D&O, 17.2006)ML 3019 Artificial Intelligence ExclusionApproved / filed2025-08-29
Crum & Forster (Fairfax Financial)'Follow Form Xpress' following-form excess liability program (CT product name 'WTW Xpress - Commercial Excess'; coverage form MW 00 001 12 25)MW 21 018 Exclusion - Generative Artificial IntelligenceApproved / filed2025-12-29
Donegal Insurance GroupGeneral Liability forms filing (product 'General Liability', 6 forms; TOI 17.0000 Other Liability sub-TOI combinations)CG 35 08 Exclusion - Generative Artificial Intelligence, CG 40 47 Exclusion - Generative Artificial IntelligenceApproved / filed2026-01-09
Great American Insurance Group (American Financial Group)Commercial Umbrella / Excess - 'Umbrella Optional Endorsements 01-26' (product 25371)Ums 20 05 Generative Artificial Intelligence - Exclusion, Umu 20 45 Generative Artificial Intelligence - ExclusionApproved / filed2025-10-28
Great American Insurance Group (American Financial Group)AgriPak farm program - '25529 - AgriPak Miscellaneous Liability Forms Filing' (7 forms: GenAI x2, war, human trafficking, assault or battery, litigation fundingAl 76 83 Exclusion - Generative Artificial Intelligence, Al 76 84 Exclusion - Generative Artificial Intelligence (Coverage I Only)Approved / filed2026-01-15
HSB (Munich Re)HSB (Munich Re) - HSB Total Cyber+ (HTC CHAT; HTC_AI_12_2025.pdf)HTC_AI_12_2025.pdf Htc AI, Htc Chat Chatbot Exclusion RemovalApproved / filed2026-09-16
Intact Insurance Specialty Solutions (Intact Financial)Umbrella - product 'Umbrella - ISO 2025 Multistate Revisions and Proprietary Changes'EUM 34 69 Exclusion - Generative Artificial Intelligence - Umbrella, EUM 34 70 Exclusion - Artificial Intelligence - Umbrella Coverage B Only, EUM CX 34 12 Generative Artificial Intelligence - Excess, ICU 34 69 Exclusion - Generative Artificial Intelligence - Umbrella, ICU 34 70 Exclusion - Artificial Intelligence - Umbrella Coverage B OnlyApproved / filed2026-01-07
Liberty MutualCommercial Umbrella (product 'Commercial Umbrella', 32 forms)Lcu 21 260 Generative Artificial Intelligence ExclusionApproved / filed2026-07-22
Liberty MutualCommercial Umbrella (proprietary forms)Ce 90 32 Generative Artificial Intelligence Exclusion, CU 92 76 Exclusion - Generative Artificial IntelligenceApproved / filed2026-01-12
Selective Insurance GroupCommercial Umbrella - CT product '2026 Umbrella New Endorsements, CW, Form-Rule' (4 forms)Cxl 543 Generative Artificial Intelligence LimitationApproved / filed2026-02-23
The HartfordCommercial General Liability - product 'General Liability - Gen AI & ISO 2025 Forms/Rules' (adopts ISO 2025 GL rules; uses proprietary AI exclusions instead ofHC 35 11 03 26 Exclusion - Generative Artificial Intelligence, HC 35 12 03 26 Exclusion - Generative Artificial Intelligence, HC 35 13 03 26 Exclusion - Generative Artificial Intelligence, HC 35 14 03 26 Exclusion - Generative Artificial Intelligence, HG 21 74 03 26 Exclusion - Generative Artificial IntelligenceApproved / filed2026-07-21
The HartfordSpectrum (small commercial BOP/package) and Spectrum umbrella - product 'Spectrum - Exclusion - Generative Artificial Intelligence'SL 21 29 09 26 Exclusion - Generative Artificial Intelligence, SL 21 30 09 26 Exclusion - Generative Artificial Intelligence (Personal and Advertising Injury Only), SU 21 16 09 26 Exclusion - Generative Artificial Intelligence, SU 21 22 09 26 Exclusion - Generative Artificial Intelligence (Personal and Advertising Injury Only)Approved / filed2026-07-06
Tokio Marine AmericaCommercial Umbrella - product 'Commercial Umbrella Exclusion' (4 forms)U 1 21 113 Generative Artificial Intelligence ExclusionApproved / filed2026-04-07
TruStage (CUNA Mutual)Property and Business Liability (PBL) commercial package for credit unionsCupop 61 34 12 26 Generative Artificial Intelligence Exclusion EndorsementApproved / filed2026-07-27
USLI (Berkshire Hathaway)ISO GL 2025 forms adoption (FL 26-039056 to 26-039068); CT package program filings 'Individual Professional Package' (U.S. Underwriters) and 'Multiple Products'CG 40 47 Exclusion - Generative Artificial IntelligenceApproved / filed2026-08-20
USLI (Berkshire Hathaway)ISO GL 2025 forms adoption (FL 26-039056 to 26-039068); CT package program filings 'Individual Professional Package' (U.S. Underwriters) and 'Multiple Products'CG 40 47 Exclusion - Generative Artificial IntelligenceApproved / filed2026-08-20
Utica National Insurance GroupBusinessowners - product 'BOP - Punitive Damage Exclusion, Generative Artificial Intelligence Exclusion, and Third-Party Litigation Funding Disclosure'8-E-4460 Exclusion - Generative Artificial IntelligenceApproved / filed2026-02-24
Utica National Insurance GroupProfessional E&O (17.2019) - product 'Litigation Funding Mutual Disclosure and Generative Artificial Intelligence Exclusion' (also 'Protector' agents E&O and li14-E-1145 Exclusion - Generative Artificial Intelligence (Edition Not Shown in Pdf Name 14E1145.pdf)Approved / filed2026-03-02
Utica National Insurance GroupBusinessowners - product 'BOP - Punitive Damage Exclusion, Generative Artificial Intelligence Exclusion, and Third-Party Litigation Funding Disclosure'8-E-4460 Exclusion - Generative Artificial Intelligence (Edition Not Shown in Pdf Name 8E4460.pdf)Approved / filed2026-02-24
WestfieldWestfield - Private/Not-For-Profit Management Liability Package Policy (CML 01594)Cml 01594 AI Employment Practices Enhancement EndorsementApproved / filed2026-07-09
Zurich North America'Multistate General Liability Adoption of ISO Form and Rule Revision (GL-2025-OFR25 & GL-2025-ORU25)'Forms Not ItemizedApproved / filed2025-11-03
Pharmacists Mutual Insurance GroupPharmacy Services & Specified Products Professional LiabilityPm 520 Exclusion - Generative Artificial IntelligenceDisapproved2026-09-14
AAIS - advisory organizationArtisans program (Businessowners) - product 'Artisans' (2 forms: GenAI exclusion and human trafficking exclusion; filing memo 'AP-Form Memo-GAI - HT-CT')AP 7000 Exclusion - Generative Artificial IntelligencePending
TravelersTravelers - Travelers Wrap 2.0 Cyber Form Filing 2026-01-0742-F (CY-F-051 Ed. 10-26)CY-F-051 Ed. 10-26 Artificial Intelligence EndorsementPending
Share card preview

https://www.risklytics.ai/ai-exclusions/states/nc/

Information reflects publicly available state insurance filing records as of September 16, 2026. Insurer names are trademarks of their respective owners; we use them here only to identify filings. Opinions about insurers, their forms and their exclusions are Risklytics' own. Always verify current details with the insurer or your broker before making coverage decisions.