What it does
Affirmative coverage for AI-related incidents, including unauthorised use of or access to AI systems in business operations, with limits reported up to $10 million, alongside coverage for quantum-computing risk to encryption. For an AI company, the useful fact is the limit: affirmative AI language is now reported at limits that can meet an enterprise procurement ask.
Where it applies
Launched per the trade-press report; states not stated.
Source
Insurance Journal, "Cowbell Launches Cyber Product for AI, Quantum Risks", 2026-04-21. Last checked 2026-09-12. If the source has changed or you hold a copy of the form, write to us and we will correct the row.
Cite this row: Risklytics, “Prime One cyber policy with affirmative AI and quantum coverage”, AI exclusions tracker, https://www.risklytics.ai/ai-exclusions/cowbell-prime-one-ai/, reviewed 2026-09-12; tracker revised 2026-09-12.