What it does
Removes claims involving the actual or alleged use of generative artificial intelligence, defined as any system that produces content such as text, imagery, audio or synthetic data in response to user prompts, and names ChatGPT, Bard, Midjourney and DALL-E as examples. Narrower than an absolute exclusion because it turns on content produced from prompts, and broader than the ISO forms because it attaches to professional liability, the line an AI software company relies on when its product's output costs a customer money.
Where it applies
Reported on issued professional liability policies; states not stated by the source.
Source
Zelle LLP, "AI Update: The Growing Trend of AI-Related Insurance Policy Exclusions", Jennifer Gibbs, 2025-10-31. Last checked 2026-09-12. If the source has changed or you hold a copy of the form, write to us and we will correct the row.
Cite this row: Risklytics, “Generative AI exclusion”, AI exclusions tracker, https://www.risklytics.ai/ai-exclusions/hamilton-generative-ai-exclusion/, reviewed 2026-09-12; tracker revised 2026-09-12.