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AI exclusions tracker · Carrier form

Absolute AI exclusion

Absolute Artificial Intelligence Exclusion

What it does

The broadest exclusion on the tracker. Removes claims involving any actual or alleged use, deployment or development of artificial intelligence, and lists what that includes: content generated by AI, failure to detect AI-created material, inadequate AI policies, breaches of AI-related duties, products or services incorporating AI, chatbot representations, statements and disclosures about AI use, violations of laws regulating AI, and demands to investigate AI-related risks. For an AI company, an absolute exclusion on a D&O or E&O form can reach the core of the business, including what the company says about its own product to investors. It is the form to question before accepting: ask for a narrower version or a buy-back.

Where it applies

Described as in use on the filer's D&O, E&O and fiduciary products (Hunton Andrews Kurth, 2025-05-28). A separate Berkley filing for private-company management liability and crime forms with a generative AI exclusion was approved in Connecticut (beinsure, 2026-02-01).

Source

Hunton Andrews Kurth, "The Continued Proliferation of AI Exclusions", Fehling, Levine and Pappas, 2025-05-28. Last checked 2026-09-12. If the source has changed or you hold a copy of the form, write to us and we will correct the row.

Cite this row: Risklytics, “Absolute AI exclusion”, AI exclusions tracker, https://www.risklytics.ai/ai-exclusions/berkley-absolute-ai-exclusion/, reviewed 2026-09-12; tracker revised 2026-09-12.

This page describes coverage in general terms. It is not an offer of insurance, and carrier appetite, policy wording, licensing, and availability govern every quote and every claim. The filer is named as a reference to a public filing or release only; no partnership, appointment or endorsement is implied.