What it does
The narrower of the two general liability endorsements. Adds one exclusion to Coverage B: this insurance does not apply to personal and advertising injury arising out of generative artificial intelligence, with the same definition of generative AI as CG 40 47. Coverage A, bodily injury and property damage, is untouched. For an AI company whose product writes, draws or speaks, this removes the defamation, privacy and copyright side of a content claim while leaving the physical-harm side in place, which is why a carrier that wants to keep writing robotics may choose this form over CG 40 47.
Where it applies
Multistate advisory filing; adoption is optional per insurer. See CG 40 47 for the adoption count.
Source
ISO form CG 40 48 01 26, "Exclusion – Generative Artificial Intelligence (Coverage B Only)", copy hosted by ALM, 2026-01. Last checked 2026-09-12. If the source has changed or you hold a copy of the form, write to us and we will correct the row.
Cite this row: Risklytics, “CG 40 48 01 26”, AI exclusions tracker, https://www.risklytics.ai/ai-exclusions/cg-40-48/, reviewed 2026-09-12; tracker revised 2026-09-12.